Interest Rate on RD linked with CXFD: 11.03% p.a. We're here to help you. Sarbashrestha (Sthaniya) Bachat/Muddati Khata is exlusively for the local residents of local authorities having a sole banking relationship with NIC ASIA Bank. Interest Rates on Loan and Advances shall be adjusted as per the change in average Base Interest Rate of the bank on quarterly basis. Rate on subsidized loan shall be BR + 2.00% premium or as guided by per NRB. **For Consortium Loan-Rate applicable as per consortium decision, Interest rate for environmental friendly housing (green homes) will be 0.5% lesser. Interest rate on direct deprived sector lending shall be as per existing agreement. Rate on FCY denominated Loan shall be as per agreement and/or LIBOR/Benchmark plus premium subject to applicable NRB gudelines. 2022 Citizens Bank International Limited. . Rate on consortium financing shall be decided by the consortium meeting. Citizens Xtra Fixed Deposit can be opened with primary applicant as Nepalese Citizen. Minors are also eligible to open this account. For Consortium Loans, the interest rate shall be as per consortium decision. FCY Fixed Deposit for Non Resident Nepalese (NRN). , , Bayabsay Jiban RakshyaKarja (Gandaki Province ), Value Chains for Inclusive Transformation of Agriculture (VITA) Loans, Agriculture, Forest, and Beverage Production, Transportation, Storage, and Communication. For other loans, premium rates may change per the agreed credit facility offer letter and ensure full compliance to NRB Directives/Guidelines/Circulars. Prematurity of Fixed Depoist opened on this scheme is not allowed. Penal interest of 2% shall be applied on the expired/overdue loan. Email: gunaso@adbl.gov.np. one day more than that of CXFD. Rate on forced loan/IBN shall be BR + 6.00% permium. Effective from 17thJuly 2022(1st Shrawan 2079), the Banks interest rate on all savings deposit, and Fixed deposit products are as below; Want to see how much benefit you can earn? AMNIL Technologies Powered by, Base Rate and Interest Rate of Past Three Years, Board of Directors / Management Committee Contact, , , NMB creates history: Winner of Bank of the Year 2021 Asia and Bank of the Year 2021 Nepal, NMB wins Green Deal of the Year award at ABF Corporate and Investment Banking Award 2021, Sambriddha Gandaki Bachat Khata (Product for Gandaki Province Only), Sabaiko Sahara Bachat Khata (Available only for Unbanked population), NMB Namaste FCY FD (min. Specific product feature, interest rate and minimum balance for various saving deposit will be as per information provided in Bank's website. 2. Chamatkarik Jestha Nagarik Bachat Khata-Silver, Chamatkarik Jestha Nagarik Bachat Khata-Gold, Chamatkarik Jestha Nagarik Bachat Khata-Diamond, Chamatkarik Baideshik Rojgar Bachat Khata, SamriddhaNepalSukhiNepaliBachatKhata, SuperChamatkarikBaideshikRojgarBachatKhata, NewSuperChamatkarikBachatKhata-Silver, NewSuperChamatkarikBachatKhata-Diamond, NewSuperChamatkarikNariBachatKhata-Silver, NewSuperChamatkarikNariBachatKhata-Gold, NewSuperChamatkarikNariBachatKhata-Diamond, NewSuperChamatkarikJesthaNagarikBachatKhata-Silver, NewSuperChamatkarikJesthaNagarikBachatKhata-Gold, NewSuperChamatkarikJesthaNagarikBachatKhata-Diamond, NewSuperChamatkarikBabuNaniBachatKhata, NewSuperChamatkarikBidhyarthiBachatKhata, NewSuperChamatkarikBaideshikRojgarBachatKhata, NewSuperChamatkarikSwarojgarBachatKhata, NewPremiumSuperChamatkarikBachatKhata-Silver, NewPremiumSuperChamatkarikBachatKhata-Gold, NewPremiumSuperChamatkarikBachatKhata-Diamond, NewPremiumSuperChamatkarik Jestha Nagarik BachatKhata-Silver, NewPremiumSuperChamatkarikJestha Nagarik BachatKhata-Gold, NewPremiumSuperChamatkarikJestha Nagarik BachatKhata-Diamond, NewPremiumSuperChamatkarik Nari BachatKhata-Silver, NewPremiumSuperChamatkarik Nari BachatKhata-Gold, NewPremiumSuperChamatkarik Nari BachatKhata-Diamond, NewPremiumSuperChamatkarik Talab BachatKhata- Prime, NewPremiumSuperChamatkarik Talab BachatKhata- Normal, NewPremiumSuperChamatkarik Sahaj BachatKhata, NewPremiumSuperChamatkarik Babu Nani BachatKhata-Diamond, NewPremiumSuperChamatkarik Bidhyarthi BachatKhata- Prime, NewPremiumSuperChamatkarik Baiseshik BachatKhata- Normal, NewPremiumSuperChamatkarik Swarojgar BachatKhata, Sarbashrestha Sthaniya Bachat Khata - Ambassador, Sarbashrestha Sthaniya Bachat Khata - Pride, Sarbashrestha Sthaniya Bachat Khata - Partner, Sarbashrestha Remittance Bachat Khata -Ambassador, Sarbashrestha Remittance Bachat Khata - Pride, Sarbashrestha Remittance Bachat Khata - Partner, Sarbashrestha Masik Muddati Nichhep Khata, Other FCY Saving Deposits (EURO, GBP, AUD, JPY), FCY Fixed Deposit Account (Individual) (USD), FCY Fixed Deposit Account (Individual) (EUR, GBP, AUD, JPY), FCY Fixed Deposit Account (Institutional) (USD), FCY Fixed Deposit Account (Institutional) (EUR, GBP, AUD, JPY), LoanagainstOtherBanksFixedDepositReceipt, LoanagainstGovernmentSecurities(Maximumdrawdown80%), CommercialAgriculturalandLivestockLoan, BaseRate+Upto2%(GuidedasperNRBRegulations), Overdraft/CashCredit/WorkingCapitalLoans. Copyright 2022 Agricultural Development Bank Limited. Rates on Lending shall be adjusted as per change average base rate of the Bank on quarterly basis. 1 years)*product for Non Resident Nepalese Only, Up to 50% of minimum Saving Interest Rate, Mero Muddati Khata-Tenure: 3 Months and Above, Note: 1% additional interest rate on above mentioned Individual Deposits will be applicable for inward remittance, *Interest rate for NMB Smart FD for other tenures shall be same as the rates provided for normal FD, Personal Loan/Loan Against Securities (Corporate/Mid Corporate ), Base Rate or Coupon Rate (whichever is higher) plus up to 2%, Energy Project Under Consortium Financing, Note: Interest rates on loan products do not applyfor substandard, below category loan accounts and recovery accounts. Fixed interest rate on long term retail loan shall remain fixed for the tenure of 7 years and shall be reviewed periodically thereafter. Effective From Shrawan 1, 2079 (17 July, 2022), , Himalal Paudyal Phone: 4262708, Mr. Binod Koirala All Rights Reserved. Click here! Copyright 2022 NIC ASIA Bank Limited,Powered by AMNIL Technologies Pvt Ltd. Want to see how much benefit you can earn? Base Interest Rate is 8.28% as at end of Chaitra, 2078. Kindly contact our nearest branch for further details. If you have questions or cant apply online, call 16600166667 Support Center 01-5970068. Foreigners residing in Nepal can also open account with valid documentation subject to full compliance of NRB circulars and/or prevailing act/rules. All rights reserved. Akshyakosh rate to be decided by mutual consent between Bank and the client. Copyright 2019 NMB Bank Limited. Tenure for Recurring Deposit (RD)nominee account for interest payment of CXFD): One day after the maturity of CXFD i.e. Email: himlal.paudyal@adbl.gov.np SarbashresthaBachatKhata-TheNICASIAGoodwillAmbassador, SarbashresthaBachatKhata-ThePrideofNICASIABank, SarbashresthaBachatKhata-ThePartnerofNICASIABank, SarbashresthaNariBachatKhata-TheNICASIAGoodwillAmbassador, SarbashresthaNariBachatKhata-ThePrideofNICASIABank, SarbashresthaNariBachatKhata-ThePartnerofNICASIABank, SarbashresthaJesthaNagarikBachatKhata-TheNICASIAGoodwillAmbassador, SarbashresthaJesthaNagarikBachatKhata-ThePrideofNICASIABank, SarbashresthaJesthaNagarikBachatKhata-ThePartnerofNICASIABank, SarbashresthaTalabBachatKhata-TheNICASIAGoodwillAmbassador, SarbashresthaTalabBachatKhata-ThePrideofNICASIABank, SarbashresthaMuddatiKhata-TheNICASIAGoodwillAmbassador, SarbashresthaMuddatiKhata-ThePrideofNICASIABank, SarbashresthaMuddatiKhata-ThePartnerofNICASIABank. The Interest Rate for Endowment Fund (AkchyaKosh) would be determined based on mutual agreement. * Rate applicable as per tie up agreement. Mobile: 9851322990 For Subsidy Based Deprived Sector lending, interest rates as per NRB Directives shall apply. Base Rate and Interest Rate Spread (3 Years data), (Average for 3 months) (Magh 2078: 7.65%, Falgun 2078: 8.16%, Chaitra 2078: 8.38%) ( Effective from 14th April, 2022 ). Mobile: 9851328566 Phone: 01-4264016 (Office), Mr. Ramesh Prasad Kalauni SauliyatpurnaKarja ( ), Hydropower and other Alternative Energy Loan, SaralThekkapattaKarja/Demand/ Contract Loan, Coupon Rate or Base Rate whichever is higher Plus 2 %, Loan Against Government and Other Securities, Coupon Rate or Base Rate whichever is higher Plus 2 %, . 1.