It's $25 to open a checking account. If you wish to join please contact us and we will help you determine if you can become a member of the Five Star family. With our Plus Checking youll receive cash back for using your Five Star Bank debit card plus youll get ATM fee credits, and wire discounts.

We're sorry. It only takes $5 to open an account. A combined total consumer deposit accounts and/or loan balances of $25,000 or more at the end of the activity period, Direct deposits totaling at least $5,000 into the account during the activity period. (TIP: sign up for e-statements). With a simple $5 deposit into a savings account, you are a member of Five Star. In Alabama, you are eligible to join if you live, work, worship, or attend school in any of the, Federal Financial Regulations D, Z, and E, Overdraft Privilege and Overdraft Protection. Our Premier Checking has the most flexibility and benefits of all our offerings. Insurance and investment products and services are not FDIC Insured, are not a deposit or bank guaranteed, are not insured by any Federal governmental agency, and are subject to investment risks, including possible loss of the principal invested. Variable rates are subject to change. Whether youre opening your first account, or looking for an account that will pay interest and give you cash back, Five Star Checking Accounts have a range of features and benefits that fit your banking needs. We also have a large list of member groups that you can view. If you are using a screen reader, or other assistive devices or technology, and you are having problems using this website, please call 888-619-1711 (option 7). *APY is Annual Percentage Yield. Plus, if youre 62 years of age or older, your service charges are waived. Click here to go back to the top of the page, click here to download Adobe Acrobat Reader. Federal Financial Regulations D, Z, and E, Overdraft Privilege and Overdraft Protection, Amount paid any month that account receives an e-statement rather than a mailed paper statement. As a youth savings account, Rising Star pays higher dividends to members children and grandchildren if the account is opened before they reach the age of 18. Every product or service that is listed on the website can be accessed or purchased at one of our physical locations or via the phone through the Five Star Member Care Center. The use of checks, with the exception of Bill Pay checks, is not allowed. Earn interest, get cash back rewards, and receive preferred rates on deposit accounts. At age 19, the accounts automatically convert to adult Five Star Share Accounts. If one or both of these are not available, there are alternate forms of ID that are legally acceptable. The Progress Checking account has no minimum balance, overdraft or monthly service charges. To apply for membership, click the "Open Your Account" button at the top of the page or visit your local branch. You are also eligible to join if you are a qualified family member or live in the same house asa current member. If you overdraw your checking account, funds can be transferred from your savings account. OurSwitch Kit has all the forms you need to switch to a simply better account at Five Star. Please contact our Banking Center at (877)226-5578 between 7:30 AM and 7:00 PM Monday through Friday or 8:00 AM and 2:00 PM on Saturdays. Make life easier. *also includes those who live, work, worship, volunteers or attends school in the county. For parents opening an account for a child or grandchild, please bring the adults photo ID and the adult and childs social security cards. Were glad you decided to make the move. Our Traditional Checking account is a great choice if youre looking for an affordable checking account that does not require a minimum balance. We are always expanding our field of membership. There are options if you would like an account that gives you interest on your money. If none of those above counties applies to you, you can also join if you are employed by one of our Select Employer Groups (SEGs) that are eligible to be members. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. Please call us at 888-619-1711 (option 7 for Member Care) for more information on alternate identification that can be used. It is the perfect way to help your children and grandchildren begin building a bright future by saving money while also helping them to learn valuable lessons on how to manage their money. Fees, if incurred, may reduce earnings. They are convenient and easy to use. Everything you need is right here in our Switch Kit. At Five Star, checking is always free. Five Star also offers a high yield youth account. When visiting a branch to open an account, please bring a valid U.S. government issued photo ID (such as a drivers license or passport).. Every product or service that is listed on the website can be accessed or purchased at one of our physical locations or via the phone through the Five Star Member Care Center. We think you will find that Five Star is different and the best choice for you and your family. Getting a financial foundation is essential for children to succeed in life. At this time we cannot process your request online. Let's brighten your future at Five Star. Click to view a list of Eligible Employers. If you would like further assistance, please call 888-619-1711 (choose option 7) and speak to a Member Care Representative. If you are using a screen reader, or other assistive devices or technology, and you are having problems using this website, please call 888-619-1711 (option 7). $0.50 per check presented in excess of eight (8) per periodic cycle, *Waiver for customers 62 years of age and older. That begins with a Five Star Rising Star Account. Progress Checking is an electronic account that gives you access to online and mobile banking with no minimum balance, overdraft or monthly service charges. At least a $2,000 average ledger balance for the activity period, Direct deposits totaling at least $1,000 into the account during the activity period.